Capital for independent business owners

I've run a business.
Now I fund them.

Fast capital from $30K to $3M for independent operators. Same-day decisions. No bank runaround. From someone who knows what it's like to make payroll at 2am.

$3M
Max funding
24hr
Decisions
16mo
Max terms
1st–4th
Position
Why we're different

Most funders have never run a business. I have.

I built a restaurant from scratch. I know what a slow February feels like. I know what it costs when the walk-in cooler dies on a Friday at 4pm. I know the difference between profit and cash flow — because confusing the two almost cost me everything.

That experience is why I do what I do now. I'm not a banker reading a spreadsheet. I'm an operator who happens to fund businesses.

When you work with Capital Access, you're talking to someone who's been in your shoes — not a call center reading a script.

— Izzy EidelmanFounder, Capital Access
How it works

Three steps. No bank BS.

1

Apply in 2 minutes

Basic info about your business. No credit impact. No 47-page application. Just the facts.

2

Get a decision same day

We underwrite in-house — no committees, no waiting. You'll know where you stand within hours.

3

Funded in 24–48 hours

Sign the agreement, money hits your account. That fast. You get back to running your business.

The details

What we offer

Simple terms. No hidden fees. No surprises after you sign.

Funding amount
$30K – $3M
Term length
Up to 16 months
Decision time
Same day
Minimum revenue
$50K / month
Industries we work with
Restaurants & Food ServiceConstructionMedical & DentalAuto RepairManufacturingWholesale & DistributionGrocery & ConvenienceLiquor & WinePharmaciesPlumbing & HVACJanitorial & CleaningInsuranceHospitalityAnd more
Our commitments

What you can count on

Straight answers in 30 minutes

Send us your info and we'll tell you — yes, no, or not yet. No runaround, no "we'll get back to you next week."

A real person picks up the phone

You'll have a direct line to your funding advisor. Not a 1-800 number. Not a chatbot. A person who knows your file.

No predatory stacking

If the deal doesn't make sense for your business, we'll tell you — even if it means we don't make money. We'd rather say no today and earn your trust for tomorrow.

Your business stays yours

We don't sell your information. We don't call you 15 times a day. We don't hand your file to a dozen other funders. One conversation, one relationship.

Ready to see what you qualify for?

2-minute conversation. No credit impact. Real answer same day.

Let's talk

Reach out directly — I'll give you a straight answer within 30 minutes.

Call or text — (786) 743-1895 Email — izzy@getcapitalaccess.com
Miami, FL — Serving business owners nationwide